The $9.38 Billion Reason You Keep Losing in Crypto

Every great investment I’ve ever recommended had one thing in common: It looked uncomfortable before it looked brilliant.

When I first recommended bitcoin in 2016 at around $400-and-change, most people thought the idea was crazy. They dismissed it as “magic internet money.” Yet by its peak in October 2025, bitcoin had climbed roughly 29,900% from that recommendation.

That wasn’t a one-time success.

Over the years, I’ve recommended 27 cryptocurrencies that went on to rocket more than 1,000%, including peak returns of 36,696% on Binance, 48,611% on Ethereum, and 156,753% on Neo.

I’m proud of that record. But the gains weren’t easy. The average holding period on those massive winners was about two years.

That’s two years of watching your portfolio drop 50%, 70%, or even sometimes 90%, and wondering if you made the biggest mistake of your financial life. Two years of gut-wrenching volatility before the gains came.

I had to hold my readers’ hands through all of it. I told them to stay the course. Those who did were rewarded for it.

That was the price of admission for life-changing gains in this asset class. And for a long time, it was worth it.

I need to tell you something now. That playbook no longer works by itself. The market has changed underneath us, and if you keep using the old rules in this new game, you’re going to lose money to people who are very good at taking it.

What Wall Street Brought to Crypto